Physical vibrancy is not about how we look but how we live.  It is taking physical responsibility, managing energy levels, and making healthy choices so we can thrive.
Our friend and fellow minister, Cathleen Zahradnik, is sharing her journey to health and how God led her to make healthy choices in her life. Thank you, Cathleen, for sharing with us. 

A few years ago, I would have laughed at the idea of me writing an article about living physically healthy.  I'm the last person I would've expected to share about physical health, yet here I am. How did this happen? God made a change in my life. He helped me become healthy in a way I never expected. 
At age 15, I began thinking about losing weight. I read articles and learned about healthy eating. I was careful about making healthy choices, yet the weight never really came off.
When it comes to physical activity, I’ve always loved walking and would walk occasionally, but never as a regular practice. My husband, Tom, and I even went through a season of waking early and going to the gym. I enjoyed walking on the treadmill and was building up to running, yet that faded as well.
Physical vibrancy had just not been a part of my experience…until 2020.
​Many people experienced pandemic poundage. Lockdowns turned many people toward their larders for comfort and entertainment which resulted in weight gain. Leggings and slippers dominated daily wardrobes and outside adventures waned. 
My experience turned out differently.
Heading into the new year of 2020, I followed my normal routine of reviewing my yearly journal and prayerfully choosing a word for the year. My word for 2020 was FURTHER. I knew God wanted me to move further in different areas of my life. And because 2020 was beginning a new decade, many social media sites were offering a decade review. Well, that brought up a whole host of memories. As I reflected, I realized I had wanted to lose weight for more than 40 years! I knew in my spirit, it was time. I also knew I wouldn’t be able to do this without God. I needed His guidance to be successful. I prayed, and honestly, for the first time in 40 years, I got serious about it.

This was the journey God had for me --- to know and experience Him through caring for my body. In 1 Corinthians, the apostle Paul admonishes us: 
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Physical vibrancy wasn’t going to happen on its own. Just like so many other things in life, I needed to take personal responsibility for the way I managed my input and output of time management, food intake, exercise routine, and sleep schedule. I downloaded an app to help me keep track of the food I was eating. This app helped me be mindful of what I was eating. Even though I had been making relatively healthy food choices, tracking quantity and quality revealed that I had been eating more than my body needed. Through these changes, I began experiencing some success! With Tom using the app as well, we were making better choices together.
In addition to walking, I searched for other ways to move. Pilates is a form of dance and exercise. A YouTube Pilates teacher named Rachel led me through Pilates classes when I couldn’t get out and walk. I learned a basic, ten-minute, no-equipment-needed, a full-body routine. I could fit this in regularly and at times, still do. I experienced God as I worked through the exercises. The stretching and effort began feeling like worship. 
It's hard to explain but there He was on my Pilates mat with me.
There are many options out there for physical activity and many different levels.  The key is sticking to it, having accountability and a way to measure your movements and results so you can see your progress. Different apps and tracking systems can help measure movement (steps taken in a day), water intake, and sleep/rest routines.  Having this type of analysis can help evaluate physical health. A simple pedometer can track your steps taken in a day. Other apps and devices like FitBit, AppleWatch, Kore 2.0, Garmin and others can help track water/food consumption, sleep cycles and other helpful health monitoring. 
Another important option is inviting an accountability partner to travel this health journey with you.  Not only can you encourage and support each other but also celebrate your wins together.

When everything shut down in March of 2020, we were all searching for balance. Tom and I settled on keeping our regular schedule. We maintained our Friday sabbath along with regular workdays. We went to bed, got up, and got ready for work the same as always. Yet one of the hardest aspects of working from home was knowing when to stop.
To set that rhythm from work to rest, I developed a system. While working, I wore sneakers. Wearing sneakers reminded me to get up and move periodically. I set a rough end-of-work time and once I was done working, I went for a walk in the neighborhood. (Remember how good it felt to have a reason to leave the house during lockdown?!) When I returned home, off came the sneakers and on went the slippers. The workday was DONE! I found this to be one of the healthiest practices I developed during 2020. It helped me balance work and rest when the lines were blurred. 
Now that schedules and routines are filling up, we might be finding our schedules overflowing. Some people experienced a more relaxed schedule during the last two years and are now reevaluating activities and how to spend their days. Prioritizing and planning rhythms of work and rest are important items to manage for continued physical vibrancy. 

• Manage expectations, schedules, and time management pieces
• Follow a healthy sleep schedule
• Schedule and maintain rhythms of rest (Sabbath rests, days off from ministry/work, family time, rejuvenating self-care)  

When I concluded 2020 twenty-three pounds lighter, I knew I had experienced a miracle, a divine intervention that enabled me to do something I was unable to do on my own. God had helped me, not only in losing weight, but knowing Him better. Sure, I used tools like an app, Fitbit, sneakers, and Pilates mat. But it was His Spirit walking with me through it all that made the difference.
Dear Sister, wherever you are on your own health journey, I know God wants to meet you.

• Maybe you have always been a health nut, but have you invited God into your healthy lifestyle? He wants to meet you there.
  
• Perhaps, like me, you have always struggled with physical health, and rationalized that your health is focusing more on the spiritual side. There is a spiritual dimension to caring for your body, dear one. God wants to meet you there. I can testify to that! 

In a time of instant messaging, Instagram, and instant food from our microwaves we can begin to lose hope when prayers aren’t answered instantly.
Our friend and missionary colleague, Crystal Lodica, shares with us her story of holding onto the hope of God’s timing and faithfulness even when prayers and answers seem faraway.
Thank you, Crystal, for sharing with us. 

When I was 8 years old my mother and father were given two options to save my life. They had to decide quickly.
I was diagnosed with Graves’ disease. This is an immune system disorder that results in the overproduction of thyroid hormones. These hormones are vital for overall health and body function but if these hormones are overproduced and left untreated, it can lead to death. With this diagnosis, my parents were faced with two options.
Option 1- Risky invasive surgery that could leave me unable to speak again.
Option 2- Radioactive iodine treatment that would destroy the thyroid, leaving me on hormone replacement therapy for the rest of my life.
After a brief 24-hours of pondering the right move, they decided the radioactive treatment was the best option. Knowing I loved to sing and being a talkative kid with a lot to say; they couldn't risk the chance of losing my voice forever.
As a young child, I didn't understand the long-term effects of undergoing radioactive treatment.
Fast forward to present-day, I am a 33-year-old woman who has recently received the news that my body has already gone through the stages of menopause, and I have Premature Ovarian Insufficiency (POI). To my surprise, a decision saving my life 25-years ago now impacts me today. 
​No one warned my parents that the radioactive treatment saving my life would cause reproduction damage and leave me with the inability to have biological children. I was devasted. I felt my worth as a woman was gone. My dreams of becoming a mother and carrying my own children were gone.

I knew God had a plan --- He always does. In the moment we may not see it, yet we must continue to believe in faith. I knew I had to surrender and release my life into His hands, He had bigger plans for my life. It all started to make sense when He called me to be His servant and missionary. He called and I answered. 
I left my corporate job in Manhattan, moved out of my cozy Brooklyn apartment, broke off my 5-year relationship and started on a new journey. This new journey wasn’t easy, I found myself living at home again with my parents, in the middle of nowhere Pennsylvania. I knew I was there for a reason and had to make the best of it.
I also knew I needed a way to make money and support myself. The Lord prompted me to create a profile on a popular nannying site. The flexibility of a being nanny while raising funds for missions was the right balance. That simple act of obedience led me to work with a family for three years. In the summer of 2018, the family welcomed a new fiery red haired baby girl into the world. Little did I know God was going to work through this little one to touch my life.
As I started caring for this young one, my health issues took a turn for the worse. The doctors couldn't figure out what was wrong hormonally, and my hypothyroid symptoms became unbearable. It became difficult to do daily activities such as getting out of bed and everyday living. Though I was weak, and my body was working against me, God was still working. 
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​The baby I was caring for needed a medical procedure. This required a lot of monitoring during recovery to protect her from infection. She laid on my chest for hours. I listened to her heartbeat while she slept. I prayed and held her as if she were my own. Over time I watched this once fragile child quickly become this fearless little human. Her strength was restored, and the light inside her turned on. As I prayed and watched her get better, God was also healing me and showing me how hope exists even in tough situations and how to trust in Him.

Through my time with this precious child and my journey to the mission field I’ve learned to trust God. I’ve been to many countries sharing the word of God. It hasn’t been an easy journey but He has been faithful.
For the last 8 months, I have been in Costa Rica attending language school. I have been working with doctors to find answers to the decline in my health. Fallen hair from my head has covered the bathroom floor, autoimmune flareups have pulsed through my body, and my physical strength again has become limited. I went from running seven miles a day to using what little energy I could muster to sit in class. It became a struggle to learn a new language as brain fog weighed down my concentration. Many nights went by as I begged the Lord to reveal an answer. In desperation, I cried out for His healing touch. It was exhausting, and depression slowly took over. The fear of losing mobility and the life I enjoyed became a heavy burden. My hope was slipping away. 
After my most recent doctor’s consultation and news of being post-menopausal and unable to have children, I needed some hope.

​How am I feeling now? Well, I’m both grieving and holding onto hope. God makes room for my human emotion, and I know His goodness goes past it. The Lord has proven before that when He gives a promise, it will come to pass. His promise says my healing is on its way. 
God has shown his faithfulness repeatedly. I am incredibly grateful for the community the Lord has placed in my life for this season. People who were with me at the hospital, friends who covered me in prayer and offered to help in any way they could. There’s reassurance in knowing I am not alone. Not only does Jesus continue to be my hope while living with an autoimmune disease, He is also the One who has graced me with contentment in the unknown. The future may look completely different than I have imagined, but the testimony coming from these times will be for His glory.

The words of our sovereign, faithful Lord never fall void when He gives a promise. As these days pass, Jesus walks with me through grief, and encourages me to hold unto Him.
Be encouraged that the enemy will try to steal the vision you once saw for a future, but that doesn't influence what GOD has and is creating for your purpose. Whatever you saw as lost can be replaced by hope. So, hold on to it, sister! 

In the midst of our busy lives, we can miss moments of God's goodness in our lives.
I can sometimes focus on checking off my task list boxes and forget to reflect on the good God gives in the midst of it all.
Besides missing the reflecting piece, we can overcommit.
We make commitments to ourselves, others and God yet in our zealousness to commit, we don't quite fulfill those obligations and we find ourselves overwhelmed and maybe a bit troubled. 
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​Today, if you feel overwhelmed by obligations and commitments. I encourage you to follow just 3 short steps:

1. Pause for a 10-second-deep breath. Breathe in and out slowly.
2. Close your eyes.
3. Offer up a thank offering to God: reflect on ONE gift God has given you today

Just stopping for a moment can redirect our thoughts and help us focus on the goodness of God.
His goodness is there. We just need to slow ourselves down enough to take notice and give thanks.
When we do, it's amazing how God meets us in those moments.
It's a simple act. Yet that's often how He works. We overcomplicate, and He simplifies.
Today, let's lean into Him, look for gratitude gifts, and move forward in grace.

QUESTIONS TO CONSIDER:

• Why do I feel overwhelmed?
• Where do I see God working?
• What are 3 gifts I can acknowledge and be thankful for today?

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​

As I watched the ambulance pull away with my husband on board I whispered, "Dear Lord, I know You can take Jerry at any time on any day. But I ask You to let him live. Even just one day would be gravy."  That was March of 2011. God gave us eleven years. 
Jerry was 6’4”, 260 pounds and unable to use his legs. His body was stiff and crippled from severe arthritis. Even though those extra eleven years were spent in a nursing home, Jerry was basically healthy. His medication was potassium and magnesium supplements and half a heart pill. Because of his inability to walk and turn while sitting or lying down, he needed continual care. Each time he became ill, he bounced back. We were thankful to God. 

​through zoom and phone until Covid restrictions were lifted. After thirteen months, it was wonderful to be together again.
Jerry's helplessness in moving on his own brought other health issues. Nothing anyone did could halt the onslaught. From December 2021 until March 2022, Jerry kept returning to the hospital as his health declined. Each stay was longer – the bouncing back was harder to attain. My job required the Covid vaccine and because of the vaccine I was able to visit Jerry daily in the hospital. We thanked God.
While at work on March 24, I received the phone call along with the message I hoped never to hear.
This time, there was no coming back.
"Ma’am, your husband is fading fast. Can you get here?"
"It will take me 45 minutes, but I'll be there." I grabbed my bag and ran out the door. 
"Do you want us to try CPR if he goes?"
"YES!" I shouted as I hung up the phone. My coworker gave me a swift hug. I jumped into my car and tore out of the parking lot.
As I raced toward the hospital, breaking all speed limits, and passing three police cars, I cried and prayed, "Please God. PLEASE!"
Just then a song playing on my car radio broke into my consciousness. A soft, soulful voice sang, “I have to leave now for a little while - but goodbye is not the end."
"No! No! Please Lord!” I shouted as I rammed my foot down on the gas pedal. “Please keep Jerry alive until I get there! Let me tell him ‘I love you’ one more time!" I glanced at the clock on the dashboard -- 12:26pm. 
When I rushed into his room, the doctor and nurse were there. They had performed CPR. The doctor took me aside. “We brought him back, but he probably won’t last long.  If Jerry’s heart stops again, would you like us to repeat CPR?”
God, in His mercy, had granted my request to keep Jerry alive until I arrived. I knew in my heart Jerry’s battle was ending. With a choked voice, I answered, ‘No… thank you… but no. If God wants him, nothing you or I do will keep my husband here."
I went to Jerry’s side, kissed him, and spoke, “I love you." I watched him mouth the words, "I love you, too." As I touched his face and rested my hand on his chest, a tear fell from his eye. I whispered, “You’re alright. God’s got you. And I will be alright cause God's got me, too.” I repeated the words from the song I had just heard on the radio. "Goodbye is not the end. Now go dance with our children.” Then he took his final breath.
I watched as the numbers on the monitors dropped until there were none. The nurse offered me a chair and I sat by his bed. Even though he had already left, I was unable to leave him.  Another nurse came in, put a stethoscope to Jerry’s chest, "I'm sorry, he is gone." 
Choked by my tears I whispered, “I know.”
She then added these astounding words, “I'm here to tell you we started CPR at 12:26 pm."
That was the same moment those words had come across my radio. I knew instantly God had answered my frantic plea. God had giving us 30 years of marriage - the last 11 were pure gravy, --- God's Miraculous Gravy.

         Dave and I have been in some form of public ministry for 43 years. The last ten of those, we’ve been privileged to serve pastors and congregations in financial services. We both feel it is one of the most amazing ministries we've ever done because the need is so great, and the help is real.

The following stories are true, and they are common. They are pulled from the work Dave has done at many “kitchen tables” and various conversations.  In life, we can learn from the experiences of others, or we can learn in the same experiences as others.  The former is preferable. 

~~~I met Pastor Shadrach, age 72, after finishing a meeting. During a 10-minute conversation, I spotted a simple financial mistake he was making.  This mistake put an unexpected $14,000 in his pocket shortly after. This change saved him thousands of dollars every year after that. Later, we did more planning & put a plan in place.  He would later tell people that working together saved his life.  Today, he & his wife are fully retired & doing well.

~~~ For weeks, Pastor Meshach & I worked to answer the question: What does retirement look like for me?  As with Shadrach, the same rigors of analysis were used in our planning. Later, I met with him & his wife - it was uncomfortable. You see, Meshach was in his mid 60s & had only saved about $60,000 for his retirement. He had a serious health condition, & he lived in a home provided by his employer.  In our meeting, his wife became quiet & very concerned. We worked together, yet it was late in the game for him.  My counsel was “Perhaps, now that we have a clearer picture. Different & better choices can be made going forward.”

~~~ Pastor Abednego & his wife were good friends of ours for many years. He invited me into the advice process with him to gain understanding & prepare for future retirement. I did the same goal setting work, completed the analysis, & came back to meet with him & his wife. I still vividly recall the sense of excitement & anticipation as we sat down to go over my report. As he & his wife thumbed through the pages he stopped, looked up, & asked, “Is there still time to change this?”  I said “Pastor, that is exactly the right question.  That's why I'm here, & yes, there is time.” 

As you ponder these stories, we want to pose 3 simple clarifying questions that can be helpful to you:
1. Are you anxious about money?
Money can be a stronghold in people's lives. Strongholds are generally fed by 2 things: fear & secrecy.  Maybe a better way to think about your feelings toward money is this: Are there places of distress? 

• Am I going to outlive my money and resources?
• Is this an area of secrecy for me, something I won't talk about with anyone?
• Would I be embarrassed to talk with others?

If these ring true for your feelings about money, pull this topic out into the full light of day. Connect with wise counsel & find the answers you need.
 
2. Do you feel in control of your money?
One way to identify control is to ask: Am I on track for my goals? 
This is perhaps the main area of deficiency we see with ministry professionals we talk with.  They have no clear goals against which savings and investment actions can be accurately measured.
 
Often, ministry leaders fall prey to a common temptation of – sacrificing future & financial wellbeing in the effort to serve others.  At the moment, it may seem right to place the needs of others ahead of your own, but this is not wisdom. 
A biblical requirement for public ministry is managing our household well.  Disciplined money management is one of the places where this is lived out.
 
3. Are you organized & ready for the “certainty of uncertainty?”

• Think about plans you have for yourself, your family & even your church.
• What things are you looking forward to next week, next month, or next year?
• Now consider, what happens to those plans if you don't wake up tomorrow morning?

 The Bible is clear. We have responsibility to provide for our families. Preparing & planning for our future is perhaps the most important provision we can make. 
 
Additional questions to consider:

• Are all my legal documents in place?
• Is our will, durable power of attorney & living will current?
• Are my beneficiary designations correct?
• Would my surviving spouse know where vital information & documents are held?

 We cannot know when loss or tragedy might strike, yet we can mitigate against the risk & be prepared. 
 
There are many tools to help you evaluate your journey & achieve these goals! We hope this frames the issues and gives you some next steps for action.  For more personalized help, you can easily locate a nearby Thrivent Financial Advisor to assist you at https://local.thrivent.com/
 
Additional (free) resources:
Cash Flow/Debt/Money Management Skills
https://www.thrivent.com/generosity/money-canvas
Online Tools
https://www.thrivent.com/insights

OTHER RESOURCES FOR FINANCIAL HELP:

• AGFinancial.org
• Crown.org
• RamseySolutions.com
• Thrivent.org